Falling in love... with a house

[piplover]

Just a quick update. 

I went looking at three houses today with my mom and her best friend.  The first house was nice, but it was older, and it would require a lot of work.  New paint, carpets, that kind of thing. Still, it was a lovely house, and was within my price range.

The second house I didn't really like. It was bigger, but the layout just wasn't for me, so I've pretty much dismissed that.

The third house.  Oh, the third house.  I think I'm in love.

It's beautiful.  It has a lovely little back yard, with a pergola and some trees.  It has a picnic bench under a tree, and a large shed.  A covered carport, and is fenced in.  It's central heat and air, with hardwood floors.  There was a jacuzzi bath.  It's two bedrooms, with a huge kitchen and bright, open rooms.  I loved it.

I talked to the loan person today, after we saw the house, and although I'm qualified for the loan, the payments would be about 850 a month. I'm not sure I can swing that.  My disability is only 570, and I want the payments to be something I can manage if anything happens and I lose my job.  I'm torn.

I'm going to look into this a bit more, and cross my fingers that something will come up. If I don't get it I won't be devastated, but oh, I love that house.

Comments

[xanthe.livejournal.com]

It sounds adorable! Would it be possible to rent out the 2nd bedroom if anything happened to your job? It's so hard once you've seen somewhere lovely and perfect as nothing else measures up. But obviously you have to be sensible too!

[piplover.livejournal.com]

I did think about a roommate, but after a lot of hard thought, I just didn't think I could risk it. I told the agent that I need a few months, to get some more money in order and to hopefully find a new job.

[dreamflower]

I was going to make that same suggestion: perhaps you could take in a boarder to cover the difference.

[piplover.livejournal.com]

I thought about it, but in the end I don't think it would have been feasible.